Tuesday, December 16, 2008

How can a family man with RM3k salary survive? How about Singapore?

If you are earning RM3k in Malaysia, and you have a family and you are the only source of income, do you think you can survive? This guy make a very interesting and yet accurate budget, you will be surprise that for a family to survive, RM3k per month is not enough.

Utility RM 100, SGD 100
Telephone + Broadband RM 100, SGD 50
Food (cooking) RM 775, SGD 500
Food (outside) RM 155, SGD 90
Car installment RM 400, take bus lah...
Petorl RM 300, SGD 100 (bus, MRT)
Insurance RM 600, SGD 300
House installment RM 750, Use CPF
Tution RM 80, SGD 100?
Children pocket money RM 20, SGD 100?
Children books etc RM 130, SGD 50?
Milk powder RM 50, SGD 50? (dont get a kid lah...)
Misc RM 100, SGD 100.

Click the image to enlarge.

So Singapore version is about SGD 1540 (based on my calculation above).
I wonder is there any other Singapore version? Or you have any comments?

So if you drive and have kids in Singapore, I think really got to suffer. And those above are all basic stuffs, exclude some "luxury" like travel, facial, etc....... Also that is based on you use CPF for your housing installment.


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